When you need a second mortgage lender in Australia, call Equity Lenders.

do i qualify for a loan - fast free quote

Call from 8am to 6pm Mon-Fri and speak to approval manager Rob Kirk

1300 859 075

A home is an extremely valuable asset. For many people, it’s the most valuable asset they own. In situations where you need cash, it might make sense to tap into your home equity to get it. This transfer of funds can be accomplished by taking out a second mortgage on your home. The question is, does pursuing a second mortgage make sense for you?

Tips for Getting More Value out of a Second Mortgage

At Equity Lenders, our second mortgage brokers can help you understand the pros and cons of this type of financing. We can also work to get you the most value possible out of your mortgage and your existing home equity. Here are a few strategies you can use in the meantime to improve your chances of approval and maximise the value of your loan.

  • Use the 2nd mortgage to consolidate debts: Your debt to income ratio won't be a topic of conversation when you are applying for a 2nd mortgage. Your credit rating isn't considered. Your age isn't considered. Your repayment history isn't considered.

  • Play timing to your advantage: The traditional six months before your application for a second mortgage isn't a consideration during the mortgage approval process. Order a title search before applying so that there are no surprises.

  • Work with the right second mortgage lenders: Your mortgage broker is going to guide you through the complicated process of applying for a second mortgage. Simply put, you want to be working with someone you trust.

Download an editable pdf application pack, complete, save, scan back and be ready for a call and loan quote.

The Importance of Skilled Second Mortgage Lenders

At Equity Lenders, we would be pleased to be your second mortgage broker in Australia. With us, you will not only be able to fill out your application for a second mortgage on time, but you will also get the benefits of working with our skilled and experienced team. These benefits include:

  • 22 years of experience: We have been helping clients with their financing needs since 1996. From first mortgages to second mortgages and bridging loans to SMSF mortgages, we can help with all sorts of financing—even if traditional banks can’t or won’t.
  • Access to a range of private lenders: Traditional lenders (e.g., banks) can be challenging to deal with for second mortgages if you have less-than-perfect credit or have a lot of debt. Luckily, Equity Lenders processes your application through an array of private lenders—giving you more options and more flexibility than you will ever find in a bank office.
  • Competitive interest rates: In part because we can shop your loan around to different lenders, we can deliver competitive rates. How competitive, you might ask? Apply for us to be your second mortgage broker online today!

Why Trust Equity Lenders with Your Second Mortgage?

At Equity Lenders, we dedicate ourselves to providing financing options for clients who might otherwise not be able to access them. From unemployed workers to self-employed professionals, all the way to people seeking second mortgages on their homes, many people are underserved by traditional lenders. We open doors for those clients by offering competitive loan opportunities. Contact us today to learn more.

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for an immediate assessment, quote and offer on any of our private mortgages, fast caveat loans, extremely urgent caveat loans or 2nd mortgage loans - it's free!

We can only assist if you have generous equity in your existing property/ies or the property you are purchasing. Loans available in most capital cities, major coastal areas and many major regional* locations (*case-by-case basis). We don't credit check or charge fees to prepare quotes or offers. We don't charge commitment fees saving you hundred$. Most of our lenders don't have application fees or establishment fees - saving you $0,000's