Short term caveat loans can be a fantastic way for getting funds when you need them fast.

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At Equity Lenders, we offer fast caveat loans for both personal and business finance situations. If you need cash now and don’t have time to wait for a more traditional loan, then a caveat loan is your best bet. Equity Lenders is the right place to start if you decide to pursue this type of financing.

What Sets Equity Lenders Apart Regarding Short-Term Caveat Loans?

In most cases, clients of Equity Lenders use our lenders short term caveat loans for some form of bridging finance. When it comes to personal caveat loans, one popular use is to cover the deposit on a new house for a short period, until the borrower can come up with the money to pay off the loan and essentially cover the expense on their own. For a business, the use of a caveat loan might be to replace a piece of essential equipment or cover other essential business expenses.

Download an editable pdf application pack, complete, save, scan back and be ready for a call and loan quote.

In any case, clients seeking caveat loans through Equity Lenders can expect these benefits:

  • Fast caveat loans: If you are seeking a caveat loan, it’s clear that time is of the essence. We respect this fact by providing a secure and easy enquiry online and pushing for quick approvals.
  • All borrowers are welcome: If you’ve already been turned down by a bank, don’t worry. We offer fast caveat loans to all homeowners, homebuyers and property owners.
  • Low interest rates and fees: A big detail that sets Equity Lenders apart from competitors is that we can generally deliver lower interest rates and lower fees than our competitors.

At Equity Lenders, we pride ourselves on making stressful loan situations easier. If you need financing and you need it now, come to us to learn about the kinds of caveat loans we can find for you.

Tips Regarding Personal Caveat Loans

If you are interested in pursuing a caveat loan, make sure you know what to expect. Here are a few tips to help:

  • Know what a ‘caveat’ is: In the lingo of loans and financing, the term ‘caveat’ means collateral. Specifically, the term ‘caveat’ relates to a caveat document, which is attached to property ownership documents to state that the property in question is currently being used as collateral for a loan. 

  • Be aware of the likely terms: Borrowers using personal names seeking short term caveat loans through Equity Lenders should expect, in most cases, to abide by maximum repayment terms of up to 62 days with further rollovers. If you expect you will need more time to pay off a loan, ask Equity Lenders to help you look at other options.

  • Be ready for a valuation: In some cases, you will have to go through an asset valuation process to get caveat loan financing. Be prepared for this step to minimise the overall timeline of your approval.

If you need short term financing, don’t go to a bank. Traditional lenders take a long time with approvals and tend to be stingier than private lenders. At Equity Lenders, we have a network of terrific private lenders that we can call on to finance your short term caveat loan. Contact us today to get started.

***Our private lenders want to do whatever it takes to make sure they're your lender***

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for an immediate assessment, quote and offer on any of our private mortgages, fast caveat loans, extremely urgent caveat loans or 2nd mortgage loans - it's free!

We can only assist if you have generous equity in your existing property/ies or the property you are purchasing. Loans available in most capital cities, major coastal areas and many major regional* locations (*case-by-case basis). We don't credit check or charge fees to prepare quotes or offers. We don't charge commitment fees saving you hundred$. Most of our lenders don't have application fees or establishment fees - saving you $0,000's